Rocket Money alternatives in the US, UK and Europe
Burn Team
The people who make Burn
Short answer
Rocket Money doesn't work outside the US. To have subscriptions found in your bank transactions, use Emma or Snoop in the UK and Finanzguru in Germany. To just keep your subscriptions in one place without linking a bank, a manual tracker like Burn, ReSubs or Bobby works anywhere in Europe.
Download Burn on the App Store
In this post
- Is Rocket Money available in the UK?
- Rocket Money alternative in the US, without linking your bank
- Which part of Rocket Money do you need?
- Rocket Money alternative in the UK
- Rocket Money alternative in Germany
- Rocket Money alternatives in the rest of Europe
- Is there a free Rocket Money alternative?
- What you give up with Burn
- Questions people ask
We make Burn, which is one of the alternatives here. Facts about the other apps come from their App Store listings and help pages, checked 28 October 2026. UK prices unless we say otherwise.
Is Rocket Money available in the UK?
No. Its help centre says it is "only available to users located within the United States and with U.S. based banks". We looked the app up on the App Store in the UK, Ireland, Germany, France, Spain, Italy and the Netherlands, then Canada, Australia, New Zealand, India and South Africa. It isn't on any of them.
Rocket Money alternative in the US, without linking your bank
In the US, Rocket Money works as advertised: its App Store listing says it finds subscriptions in your linked accounts, helps cancel them, negotiates bills and does budgets, with Premium sold as in-app purchases (the US listing shows options from $2.99 to $9.99). The usual reasons to look elsewhere are not wanting to link a bank, and not needing the budgeting part.
If all you want is a list of subscriptions with reminders before they renew, a manual tracker does that without any bank connection: Burn, 
ReSubs and 
Bobby are all like that. The trade-off is real: a manual tracker won't find a subscription you've forgotten, so do one sweep of 12 months of statements first. Prefer a sheet? Our free subscription tracker template works in Excel, Google Sheets and Notion.
Which part of Rocket Money do you need?
Rocket Money bundles five jobs. Nothing in Europe does all five, so match the job to the app:
| Rocket Money feature | What does it in the UK and Europe |
|---|---|
| Finds subscriptions from your bank | Emma or Snoop (UK), Finanzguru (Germany) |
| Cancels them for you | Finanzguru can send a cancellation for you in Germany. Elsewhere you cancel yourself. |
| Negotiates bills down | Nothing equivalent that we found |
| Budgets and spending | Emma, Snoop |
| Reminders before renewals and trials | Burn, ReSubs, Bobby, without a bank link |
Rocket Money alternative in the UK
Emma
Emma connects your bank accounts, cards, investments and crypto wallets in one place and tracks bills and subscriptions. Plans start at £4.99 a month. We found it on the UK, French, Spanish and Italian App Store, but not the German, Irish or Dutch one.
Snoop
Snoop connects your accounts, digs out subscriptions and warns you when your balance might not cover the bills ahead. Snoop Plus is £4.99 a month or £31.99 a year. Of the stores we checked, it's only on the UK one.
Both need your bank login. That's the deal: they see everything, so they can find everything.
Rocket Money alternative in Germany
Rocket Money, Emma and Snoop are all missing from the German App Store.
Finanzguru
The German app to look at if you want your bank read for you. Its listing says it links your bank accounts, depots and crypto accounts, recognises contracts and subscriptions from your transactions, and can send a cancellation with one tap. It also says it can be used for free permanently. German and English.
Prefer to keep your bank out of it? Burn is called "Abos verwalten: Burn" on the German store and is fully in German, free for 5 subscriptions, with Pro at 9,99 € a year or 22,99 € once. ReSubs is listed as "ReSubs - Abo Manager", and Bobby comes in German too.
Rocket Money alternatives in the rest of Europe
Manual trackers don't care where your bank is, because they never connect to it. Burn, ReSubs and Bobby were on all seven European stores we checked, and all three come in several languages. Emma is on the French, Spanish and Italian stores too.
Is there a free Rocket Money alternative?
- ReSubs: unlimited subscriptions for free, according to its listing.
- Burn: free for 5 subscriptions, with trial reminders and price rise history.
- Bobby: free download, one-off upgrades from £0.99.
- Finanzguru: bank-linked and, says its listing, free permanently. Germany.
- Emma and Snoop: free to download, the useful extras are paid.
Or skip the app: a spreadsheet and calendar reminders cost nothing.
What you give up with Burn
Burn won't find subscriptions you've forgotten, because it never sees your bank. It won't cancel anything, and it doesn't negotiate bills. What you get is a list you control, the total per month and per year, a reminder before money leaves, and the old price kept when one goes up.
To start, check what Apple bills you for (how to see all subscriptions on iPhone), then go through 12 months of bank statements for the rest.
Questions people ask
Is there a Rocket Money alternative that doesn't link my bank?
Yes. Manual subscription trackers such as Burn, ReSubs and Bobby never connect to a bank: you add each subscription yourself and they remind you before renewals. They can't find forgotten subscriptions or cancel for you.
Is Rocket Money available in the UK?
No. Rocket Money's help centre says it is only available to users located in the United States with US-based banks, and the app isn't on the UK App Store.
What is the best Rocket Money alternative in the UK?
To have subscriptions found from your bank transactions, look at Emma or Snoop, which both link to UK banks. To add them yourself and keep your bank out of it, a tracker like Burn, ReSubs or Bobby does the job.
Is there a Rocket Money alternative for Europe?
Manual trackers work in any country because they don't connect to a bank. Burn, ReSubs and Bobby were on the German, French, Spanish, Italian, Dutch and Irish App Store when we checked, and all three come in several languages.
Is there a Rocket Money alternative in Germany?
Rocket Money isn't available in Germany. Finanzguru is a German app that links your bank accounts and recognises subscriptions from your transactions. Without a bank link, Burn, ReSubs and Bobby are on the German App Store and come in German.
Is Rocket Money available in Canada or Australia?
No. The app isn't on the Canadian or Australian App Store, and its help centre says it is for users in the United States with US-based banks.
Can Burn find my subscriptions automatically?
No. Burn never connects to your bank or card, so you add each subscription yourself. Pick the service, then set the price and next date.
Sources: Rocket Money help centre; App Store listings for Rocket Money (US), Emma, Snoop, Finanzguru, ReSubs, Bobby and Burn; Apple, Cancelling in Germany, Israel, South Africa or Türkiye. All checked 28 October 2026; Rocket Money help centre and US listing re-checked 30 October 2026.
